Create a Budget and Stick to It

Many of us don’t have the best relationship with our finances. We tend to spend more money than we should and then wonder why we never have enough money to make it through the month.

This is why it’s essential to make a budget and stick to it as much as possible. With a budget, you’ll know how much money you can spend on different categories, and you’ll be able to track where your money actually goes every month and do something about it.

Of course, creating a budget with pen and paper is incredibly tough, but luckily, you have technology on your side. There are plenty of budgeting apps you can use for free, plus budget templates all over the web that you can use with your favorite spreadsheet software.